This Privacy Notice (“Notice”) describes the privacy practices of Referral Loops LLC and/or its subsidiary and affiliated entities (“Referral Loops,” “we” or “us”) with regard to Services where this Notice is posted. You can find out more information about Referral Loops, including our subsidiaries, ambassadors and affiliates, here.

This Notice explains how we collect, use, and share information about users who interact with our websites, applications, our content on connected televisions, or other interactive services that link to or reference this Privacy Notice (“Services”). This Notice does not apply to our collection of information from other features, services, or sources (unless specifically stated), or to third parties that provide information to Referral Loops. By accessing and using the Services, you agree to our collection and use of your information in the manner described in this Notice. If you disagree with the terms of this Notice, you should not use the Services.

1. GEOGRAPHIC SCOPE OF THE NOTICE

The Services are operated in the United States and are intended for users located in the United States. The Services are therefore governed by and operated in accordance with the laws of the United States. If you are located outside of the United States, please be aware that information you provide to us or that we obtain as a result of your use of the Services will be collected in the United States and/or transferred to the United States and will be subject to U.S. law.

By using the Services and/or providing us with information, you (a) consent to the transfer and/or processing of any information to and in the United States, (b) acknowledge that U.S. law may provide a lower standard of protection for information than the laws of your location, (c) understand that we will collect, transfer, store, process and share your information from or about you in accordance with this Notice and U.S. law.

2. TYPES OF INFORMATION WE COLLECT FROM OR ABOUT YOU

When you interact with the Services, we collect information that directly identifies you (i.e., information that would allow someone to identify you or contact you, such as your full name, postal address, e-mail address, or telephone number), as well as information about your use of the Services. Below we describe the different types of information we collect from you and the devices you use when you interact with the Services. Information you provide to us: Some of the Services may permit you to enter contact information and other information about yourself and others. We collect and store any information you enter through the Services. For example, you may provide: your name, postal address, e-mail address, phone number, profile picture, birthday, or other information, such as when you register with our Services, create or edit your user profile, sign up to receive newsletters, or enter in a contest or sweepstakes; certain demographic information, such as your age, gender, or income bracket, when you participate in a survey or poll; information in postings, comments, or forums (such as chat rooms, message boards, or similar public forums) within the Services, and in non-public messages you send to other users of the Services; nutrition and dietary preference information when you search for recipes within the Services; your first and last name, your address, and your credit card and billing information if you purchase of a product at the Referral Loops Store or subscribe to one of Referral Loops’s paid Services; or your e-mail address, communications, and files when you send to us a message by e-mail, through our Customer Support portal, or through other communication services.

Information we collect automatically from your devices: When you interact with the Services, certain information about your use of the Services is automatically collected. This information includes information about the devices used to access the Services, such as Internet Protocol (“IP”) address, your device ID and other unique device identifiers, mobile network information, information about how the device is interacting with our Services, hardware model, and the type and version of your device’s operating system or web browser. We also collect information about how you use our Services, such as pages viewed and the order of such pages, content (including video content) or advertising you view within the Services; the length of time you interact with the Services; search queries entered within the Services; error logs; websites and other services you visit before and after visiting a Referral Loops site; and other similar information. Much of this information is collected through cookies, web beacons, and other tracking technologies. Please see our Tracking Technologies Notice for further information, including your choices in relation to the use of these technologies.

Information from Social Media Networks and Other Third Parties: When you use certain features of the Services, you may give us permission to access information about you from services offered by third parties, including social media networks. For example, you may choose to register on our websites by using a social media account, or you may use a social media function on our Services such as a “share” button. Doing that allows us to obtain information from the social media platform. That information could include your friends or contacts, profile picture, birth date, gender, people/sites you follow, or other profile-related information, as well as any other information you have opted to share. The information we obtain from social media networks depends on your account/privacy settings with those third parties and those third-parties’ privacy policies, so be sure to check those policies and to adjust your settings to meet your preferences.

We may also obtain information about you from other third-party sources, such as our partners and advertisers, interactive applications offered through our services (such as embedded video players), and commercially available sources such as data aggregators and public databases. We may combine the information we receive from third parties with information we collect through the Services.

Location Information: We collect general information about your location through the Services, such as the city, state, and/or zip code associated with your IP Address. If you agree, we may collect more specific location information that is provided through the GPS functionality on your mobile device used to access the Services. That location information is used to present information and advertising that is of relevance to you in your geographic area and to allow you to take advantage of certain features.

Information You Provide About Others: If you send someone else a communication using the Services, such as sending content to a friend, marketing recipient, the information you provide (names, e-mail addresses, etc.) is used to facilitate the communication and is not used for any other marketing purpose unless we obtain consent from that person or we explicitly say otherwise in accordance with applicable legal requirements. Please be aware that when you use any send-to-a-friend functionality on our Services, your name and e-mail address may be included in the communication you send.

3. HOW WE USE THE INFORMATION WE COLLECT

We use the information we collect to provide and improve the Services; to communicate with you; to deliver advertising; and to develop and provide additional products, features, and offerings, as explained in more detail below. Provide the Services you request, including to maintain and service your account, for example to: Fulfill your requests for products, services, or information; Process your payments and ship your products; Enable your access to the Services and participation in special features of the Services, surveys, polls, and message boards; Provide technical and other support, including to understand and resolve technical issues with the Services; Send you service-related communications; Display user-generated content; and Process your entries into sweepstakes, contests or promotions. Communicate with you and provide customer service to support the Services, including to: Provide customer service support or respond to your inquiries, requests and comments; Send you electronic newsletters or enter you into sweepstakes or contests; and Provide you legal notices or other notices with respect the Services, including service-related communications. Develop and improve the Services and personalize your experience with the Services, including to: Analyze patterns in the use of the Services, study site traffic, and understand customer needs and trends to improve our Services and develop new ones; Provide you with a customized product experience, including viewing and other content recommendations; Send you personalized newsletters, surveys, and information about products, services and promotions offered by us, our partners, and other organizations with which we work; Customize the content on the Services based on your activities and interests; Create profiles about you, including adding and combining information we obtain from third parties, which may be used for analytics, marketing and advertising; and Use inferences about your preferences and interests for any and all of the above purposes. Provide our marketing and third-party advertising to you, including to: Send you newsletters, promotional e-mails, surveys, and information about products, services and promotions offered by us, our partners, and other organizations with which we work; Customize advertising that our third-party partners deliver on the Services (e.g., personalized third-party advertising); Create and update inferences about you and audience segments that can be used for targeted advertising and marketing on the Services, third party services and platforms, and mobile apps; Create profiles about you, including adding and combining information we obtain from third parties, which may be used for analytics, marketing, and advertising; and Measure the placement, frequency, efficacy, and compliance of advertising and ad impressions. Security, Fraud, and Legal Compliance, including: Monitor prevent, and detect fraud, such as through verifying your identity; Combat spam or other malware or security risks; Monitor, enforce, and improve the security of our Services; Comply with any applicable procedures, laws, and regulations, subpoenas, governmental requests or legal process, or in connection with a legal investigation, if in our good faith opinion such is required or permitted by law; and Establish, exercise, or defend our legal rights (e.g., to enforce compliance with our Terms of Use, Visitor Agreements, Privacy Policies, or other contracts or legal rights). Please note that all of the information we collect about you may be combined together in order to facilitate all of the above purposes.

4. WHEN WE SHARE INFORMATION

Legal requirements and protection of Services and users: We will disclose the information we collect where we have a good faith belief that such disclosure is: (a) required by law (or to respond to subpoenas, warrants, government requests, or similar process served on us); (b) pursuant to our DMCA notice and take-down policy and procedures; and/or (c) necessary to protect or defend our legal rights or property, our Services, you, or other third parties, or ensure the safety and security of our Services, systems, and of our customers or the general public.

With your consent or upon entry: We may share or disclose your name only if you are a winner of a drawing. Your name and entry may be shared with a designated manager, who will administer the random selection of winners for each giveaway. We will never share your phone number with any third party. Additionally, when you choose to share information in a public forum, that information may be seen or collected by anyone, including third parties that do not adhere to our Privacy Notice. We are not responsible for events arising from the distribution of any information you choose to share publicly through our Services.

5. CHOICES YOU HAVE REGARDING THE COLLECTION, USE, AND SHARING OF INFORMATION

You have many choices regarding how we use and share your information. These choices are described in more detail below.

Subscription and Registration Services: The Services may include subscription and registration management tools that allow you to make changes regarding your preferences for receiving communications. Regardless of whether these tools are available through the Services, you may contact us as at help@ReferralLoops.com if you: (a) have questions or comments about this Notice; (b) wish to make corrections to the information you have provided to us; (c) want to opt-out from receiving future commercial correspondence, including e-mails, from us (we may continue to send you transactional messages such as responding to your inquiries or notices of updates to this Notice); or (d) do not want us to share information that identifies you with third parties for such third parties’ direct marketing purposes.

We will respond to your request and, if applicable and appropriate, make the requested change in our active databases as soon as reasonably practicable. Please note: you may be required to verify your identity to make certain changes; we may not be able to fulfill certain requests while allowing you access to certain benefits and features of our Services; it is not always possible to completely change, remove, or delete all information about you from our databases for legal and other reasons; and we generally do not remove public postings you may have made on the Services, such as in forums or blogs.

E-mail communications: In connection with certain features on the Services, we may allow you to set your preferences for receiving e-mail communications from us (such as agreeing to some communications but not others). In other instances, you may “opt out” of receiving future commercial e-mail communications from us by clicking the “unsubscribe” link or following the other instructions included at the bottom of most e-mails we send, provided, however, we reserve the right to continue to send you transactional e-mails, such as customer service communications and shipping confirmations.

Targeted advertising: To find out more about our advertising and how to opt out of receiving interest-based advertising from companies that participate in the Digital Advertising Alliance, please see our Tracking Technologies Notice.

Mobile device location information: If you access the Services through a mobile device and you do not want your device to provide us with specific, GPS location-tracking information, either do not agree to allow your device to share this information with us or disable the GPS or other location-tracking functions on your device. Your device manufacturer should provide instructions on how to disable GPS or other location-tracking functions. If you initially consent to the collection of location information, you can subsequently stop our collection of location information at any time by changing the preferences on your mobile device or by uninstalling the application from your mobile device.

6. HOW WE USE COOKIES AND OTHER TRACKING TECHNOLOGIES

Like many companies, we use cookies and other tracking technologies on our Services. For detailed information about the tracking technologies we use, how we use those technologies, and additional options you have regarding the use of those technologies, please visit our Tracking Technologies Notice. Additionally, as more fully explained in that Tracking Technologies Notice, your browser or device may include “Do Not Track” functionality. Our information collection and disclosure practices, and the choices that we provide, will continue to operate as described in this Notice and the related Tracking Technologies Notice, whether or not a Do Not Track signal is received.

7. ADDITIONAL PRIVACY INFORMATION FOR CALIFORNIA RESIDENTS

If you are a California resident, California law requires us to provide you with some additional information regarding the “personal information” (as defined in the California Consumer Privacy Act (“CCPA”)) we collect from and about you, and your rights with respect to your personal information. You can find this additional information in our California Privacy Notice.

8. ADDITIONAL PRIVACY INFORMATION FOR NEVADA RESIDENTS

Under Nevada law, Nevada residents who have purchased goods or services from us may opt out of the “sale” of “covered information” (as such terms are defined under Nevada law) for monetary consideration to a person for that person to license or sell such information to additional persons. In some circumstances, we may share your information with certain third parties that we believe can provide you with offers and promotions for products and services of interest to you. This sharing may qualify as a sale under Nevada law. If you are a Nevada resident who has purchased goods or services from us, you may submit a request to opt out of “sales” activity emailing us at help@Referral Loops.com. Please note we may take reasonable steps to verify your identity and the authenticity of the request.

9. HOW WE PROTECT CHILDREN’S INFORMATION

Referral Loops Services are generally directed to adults and not intended for use by children under the age of thirteen (18), we do not allow children to provide their “personal information” (as defined by the U.S. Children’s Online Privacy Protection Act or “COPPA”) on these Services, and we will delete such information in a reasonable period of time if we become aware of it. In some limited cases, Referral Loops does offer Services that are intended for use by children under thirteen (18); please see the privacy notices posted on those services for more information. If you have any questions about our practices with respect to children’s privacy or to request that we delete personal information provided by your child, please contact us at help@Referral Loops.com.

10. HOW WE MAINTAIN AND SECURE THE INFORMATION WE COLLECT

We maintain the information we collect for as long as necessary to provide the Services, for so as long as reasonably required to satisfy the purpose for which you submitted the information or our business purposes, or as required by law.

We take technical and organizational security measures to protect your information against accidental or unlawful destruction or accidental loss, alteration, unauthorized disclosure, or access. However, no method of transmission over the internet, and no means of electronic or physical storage, is absolutely secure. As such, you acknowledge and accept that we cannot guarantee the security of your information transmitted to, through, or on our Services or via the Internet and that any such transmission is at your own risk.

If you create an account or register with any of our Services, you are responsible for maintaining the secrecy of your password at all times.

11. THIRD-PARTY SITES, SERVICES, AND FEATURES

Our Services may contain links to third-party websites (e.g., online stores that offer products for purchase), third-party plug-ins (e.g., social-sharing buttons), and third-party features (e.g., banner advertisements). These third-party services may collect information from or about you when you interact with them, and in some cases, they may track your activity, including through the use of cookies or other tracking technologies, without you needing to interact with them. We are not responsible for the content or practices of such third parties, and their collection, use, and disclosure of your information will be subject to their privacy policies, and not this Notice. We urge you to read the privacy and security policies of these third parties.

12. GOVERNING LAW AND VENUE

This Notice and all disputes arising hereunder or relating hereto shall be governed by, and will be construed under, the laws of the State of Colorado, without regard to choice of law principles. Those who choose to access the Services from locations outside the United States do so on their own initiative and are responsible for compliance with local laws if and to the extent local laws are applicable. By using the Services, you agree that the exclusive jurisdiction for any dispute not subject to any applicable arbitration clause in our Terms of Use or Visitor Agreement shall be the state and federal courts located in Colorado.

13. UPDATES TO THE NOTICE

We may change this Notice from time to time as our services, technology, and legal obligations change. If we make changes, we will post the updated Notice and revise the “Last Updated” date. Any changes will be effective immediately upon posting of the revised Notice, and your continued use of the Services after that date will indicate your consent to any changes, unless applicable law requires us to provide another form of notice and/or seek your agreement to such changes.

14. HOW TO CONTACT US

For any questions or complaints regarding this Notice or Referral Loops privacy practices, please contact us at: help@Referral Loops.com

California Privacy Notice

This Privacy Notice for California residents supplements the Referral Loops Privacy Notice. This Notice applies to website visitors, app users, and customers in California. This Notice gives California residents additional information about our information collection and use practices required by the California Consumer Privacy Act of 2018 (“CCPA”), and also provides California residents with specific privacy rights.

Referral Loops
Po Box 461017
Aurora, CO 80046
help@referralloops.com

This Visitor Agreement applies to the family of informational, educational and entertainment-oriented websites and applications controlled by Referral Loops, LLC and/or its subsidiary and affiliated entities (collectively, “Referral Loops”). Please read this Visitor Agreement; by using the applicable website or application, you accept its terms.

This Visitor Agreement applies to all of the websites and applications where it is posted. Those websites and applications are referred to collectively in this Visitor Agreement as the “Referral Loops Sites.” Additional terms and conditions may apply to some services offered on the Referral Loops Sites. Such terms and conditions may be found at the place where the relevant service is offered. For example, policies governing purchases through ReferralLoops.com can be found at the bottom of each ReferralLoops.com page.

Please read this Visitor Agreement carefully. It contains important information regarding your legal rights including mandatory arbitration, no class relief, and waiver of your right to a jury trial. Please take a few minutes to review the section here.

The Web is an evolving medium; we may change the terms of this Visitor Agreement from time to time. By continuing to use any of the Referral Loops Sites after we post any such changes, you accept this Visitor Agreement, as modified. We may change, restrict access to, suspend or discontinue the Referral Loops Sites, or any portion of the Referral Loops Sites, at any time. Referral Loops respects the privacy of our users. Please take a few minutes to review our Privacy Notice.

If you disagree with any material you find on the Referral Loops Sites, we recommend that you respond by noting your disagreement in an appropriate site forum where there is one. We also invite you to bring to our attention any material you believe to be factually inaccurate by contacting our representatives at help@referralloops.com.

The material that appears on the Referral Loops Sites is for informational and entertainment purposes only. Despite our efforts to provide useful and accurate information, errors may appear from time to time. Before you act on information you’ve found on the Referral Loops Sites, you should confirm any facts that are important to your decision. Referral Loops and its information providers make no warranty as to the reliability, accuracy, timeliness, usefulness or completeness of the information on the Referral Loops Sites. Referral Loops is not responsible for, and cannot guarantee the performance of, goods and services provided by our advertisers or others to whose sites we link. A link to another website does not constitute an endorsement of that site (nor of any product, service or other material offered on that site) by Referral Loops or its licensors.

NOTICE AND PROCEDURE FOR MAKING CLAIMS OF COPYRIGHT INFRINGEMENT

Pursuant to Title 17, United States Code, Section 512(c)(2), notifications of claimed copyright infringement must be sent to Referral Loops’s Designated Agent. The Name and Address of Agent Designated to Receive Notification of Claimed Infringement: Troy Lucero, CEO, PO Box 461017, Aurora, CO 80046, or help@Referral Loops.com (e-mail).

To be effective, the notification must be a written communication that includes the following:
A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed; Identification of the copyrighted work claimed to have been infringed, or, if multiple copyrighted works at a single online site are covered by a single notification, a representative list of such works at that site; Identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit us to locate the material; Information reasonably sufficient to permit us to contact the complaining party, such as an address, telephone number and, if available, an e-mail address at which the complaining party may be contacted; A statement that the complaining party has a good-faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent or the law; and A statement that the information in the notification is accurate and, under penalty of perjury, that the complaining party is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.

We may give notice to our users by means of a general notice on any of our websites, electronic mail to a user’s e-mail address in our records, or written communication sent by first-class mail to a user’s physical address in our records. If you receive such a notice, you may provide counter-notification in writing to the designated agent that includes the information below. To be effective, the counter-notification must be a written communication that includes the following:

Your physical or electronic signature; Identification of the material that has been removed or to which access has been disabled, and the location at which the material appeared before it was removed or access to it was disabled; A statement from you, under penalty of perjury, that you have a good-faith belief that the material was removed or disabled as a result of a mistake or misidentification of the material to be removed or disabled; and Your name, physical address and telephone number, and a statement that you consent to the jurisdiction of a federal district court for the judicial district in which your physical address is located, or if your physical address is outside of the United States, for any judicial district in which we may be found, and that you will accept service of process from the person who provided notification of allegedly infringing material or an agent of such person.

USER-GENERATED VIDEO In submitting user-generated video and/or uploading user-generated images to the Referral Loops Sites, you agree to the following terms and conditions: For good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, you grant Referral Loops, LLC (“Referral Loops”), Referral Loops’s joint venture partners, vendors, production companies, and programming and content distributors, and the parents, affiliates, subsidiaries, licensees, successors and assigns of all of the foregoing (collectively, the “RL Parties”) a non-exclusive, perpetual, royalty-free, fully paid up license to make use of and distribute your user-generated video submitted and/or user-generated images summitted hereunder, as well your name, voice, likeness and appearance therein (if any) and the personally identifying information you provide on or in connection therewith (collectively, the “Video Submission”), as further described below. You acknowledge and agree that you shall not be entitled to share in any revenue that the RL Parties may or may not earn or generate through their use of your Video Submission.

RL Parties’ Right to Use Your Video Submission. You grant the RL Parties the non-exclusive right to edit in any manner, and to use and distribute and license others to use and distribute, your Video Submission, or any portions, reproductions or versions thereof, on the websites, products and/or services (in any and all media, now known or hereafter invented, including without limitation television, home video/DVD products, and mobile services) of the RL Parties, an unlimited number of times, in perpetuity, throughout the world, with or without charge or cost to end-users or other third parties. You also grant the RL Parties the right to use and distribute, and license others to use and distribute, your Video Submission in the promotion of such websites, products and/or services, to the same extent permitted for use and distribution of your Video Submission hereunder.

Clearance of Your Video Submission for the RL Parties’ Use. You represent and warrant that your Video Submission is your original work and that you have secured any and all rights, releases and permissions necessary for the RL Parties’ use and distribution of your Video Submission hereunder, including without limitation those related to any people, places, music, performances of dance or music, video, photographs and/or graphics in your Video Submission (collectively, the “Elements”). You represent and warrant that, to the best of your knowledge, no further permissions or fees are due for the RL Parties’ use and distribution of your Video Submission or any Elements therein. You further represent and warrant that any statements made by you or others in the Video Submission are true to the best of your knowledge and that neither they, nor any Element of your Video Submission, will violate any law or regulation or violate or infringe upon the rights of any third party.

Waiver of Right of Approval. You hereby waive any right of inspection or approval of your Video Submission as used and distributed by the RL Parties, including without limitation any approval of your appearance and/or use of your name therewith or the uses to which either may be put.

Release and Waiver; Indemnification. You acknowledge that the RL Parties will rely on the foregoing terms and conditions potentially at substantial cost to them, and you hereby waive the right to assert any claim of any nature whatsoever against any party relating to the exercise of the rights and permissions granted hereunder. You agree to indemnify, defend and hold harmless the DCI Parties from any and all claims arising from their use and distribution of your Video Submission as permitted herein.

COMMUNITY AND SOCIAL MEDIA SITES, CHAT ROOMS, FORUMS, AND BLOGS

Referral Loops wants to encourage an open exchange of information and ideas through the Referral Loops Sites. But we cannot and do not review every posting made on Referral Loops’s community and social media sites, or in chat rooms, forums, blogs, and other public posting areas. You can expect these areas to include content, information, and opinions from a variety of individuals and organizations other than Referral Loops. We do not endorse or guarantee the accuracy of any posting, regardless of whether the posting comes from a user, from a celebrity or “expert” guest, or from a member of our staff. There is no substitute for healthy skepticism and your own good judgment. Responsibility for what is posted on Referral Loops’s community and social media sites, or in chat rooms, forums, blogs and other public posting areas on the Referral Loops Sites lies with each user – you alone are responsible for material you post. Referral Loops does not control the messages, information or other content that you or others may provide through the Referral Loops Sites. You may use the Referral Loops Sites for lawful purposes only.

By using the Referral Loops Sites, you agree not to submit, post or transmit through the Referral Loops Sites any material or otherwise engage in any conduct that: Violates or infringes the rights of others including, without limitation, patent, trademark, trade secret, copyright, publicity, privacy or other proprietary rights; Allows you to gain unauthorized access to the Referral Loops Sites, or any account, computer system, or network connected to the Referral Loops Sites, by means such as hacking, password mining or other illicit means; Is unlawful, threatening, abusive, harassing, defamatory, libelous, deceptive, fraudulent, invasive of another’s privacy, tortuous, or contains explicit or graphic descriptions or accounts of sexual acts; Victimizes, harasses, degrades, or intimidates an individual or group of individuals on the basis of religion, gender, sexual orientation, race, ethnicity, age, or disability; Collects for marketing purposes any email addresses or other personal information that has been posted by other users of the Referral Loops Sites. Impersonates any person, business or entity, including Referral Loops and its employees and agents, or falsely states or otherwise misrepresents your affiliation with any person, business or entity, including Referral Loops; Contains an advertisement or solicitation or encourages others to make a donation; Contains viruses or any other computer code, files or programs that interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment, or otherwise permit the unauthorized use of a computer or computer network; Encourages conduct that would constitute a criminal offense or that gives rise to civil liability or that otherwise encourages others to commit illegal activities or cause injury or property damage to any other person; Results in the posting or transmission of any message anonymously or under a false name; Permits any person to access, using your account, any features of the Referral Loops Sites that may require registration; Results in a single message being posted to more than five areas of any Referral Loops Site or results in any message being posted to any area of the Referral Loops Sites if that message is, in our view, off-topic or in violation of this Visitor Agreement; or Violates this Visitor Agreement, guidelines or any policy posted on the Referral Loops Sites, or interferes with the use of the Referral Loops Sites by others.

Although Referral Loops cannot monitor all content on Referral Loops’s community and social media sites, or postings in the chat rooms, forums, blogs and other public posting areas, you understand that Referral Loops shall have the right, but not the obligation, to monitor the content of the Referral Loops Sites to determine compliance with this Visitor Agreement and any other operating rules that may be established by Referral Loops from time to time. Referral Loops shall have the right, in its sole discretion, to edit, move, delete, or refuse to post any material, including but not limited to Video Submissions, submitted to or posted on the Referral Loops Sites for any reason, including violation of this Visitor’s Agreement, whether for legal or other reasons, or because the material is objectionable or stale. Notwithstanding this right of ours, users shall remain solely responsible for the content of their messages and Video Submissions. You acknowledge and agree that neither Referral Loops nor any of its affiliates shall assume or have any liability for any action or inaction by Referral Loops with respect to any conduct within the Referral Loops Sites or any communication or posting on the Referral Loops Sites. Referral Loops also reserves the right to disclose any information that Referral Loops believes necessary to satisfy any law, regulation or governmental request, or to refuse to post or to remove any information or materials, in whole or in part.

Referral Loops requires you not to use the Referral Loops Sites to violate anyone’s copyright, trademark or other intellectual property rights. By posting or submitting any material (including, without limitation, photographs and videos) to the Referral Loops Sites, you are warranting and representing that you own or have the right to post or make such submission of the material, or are making your submission or posting with the express consent of the owner, and that no other party has any right, claim, or interest in the material that you have submitted or posted. You also warrant that all moral rights in any material that you submit to us or post have been waived. Submitting or posting material that is the property of another, without the consent of its owner, is not only a violation of this Visitor Agreement, but may also subject you to legal liability for infringement of copyright, trademark or other intellectual property rights.

USE OF MATERIALS

With the exception of any and all Video Submissions (Referral Loops’s permitted use of which is discussed above) and any material posted on Referral Loops’s community and social media sites, all other material you submit to any of our chat rooms, forums, blogs and other public posting areas, whether text or images, becomes the property of Referral Loops and may be reproduced, modified and distributed as we see fit, in any medium, for any purpose and in perpetuity. Further, you understand that by posting material on Referral Loops’s community and social media sites, you are granting to Referral Loops, and to anyone authorized by Referral Loops, a royalty-free, perpetual, irrevocable, non-exclusive, unrestricted, worldwide license to display, use, copy, modify, transmit, sell, exploit, create derivative works from, distribute, and/or publicly perform such materials posted on Referral Loops’s community and social media sites, in whole or in part, in any manner or medium, now known or hereafter developed, for any purpose. The foregoing grant shall include the right to exploit any proprietary rights in such posting or submission, including, but not limited to, rights under copyright, trademark, service mark or patent laws under any relevant jurisdiction. Also, in connection with the exercise of such rights, you grant Referral Loops, and anyone authorized by Referral Loops, the right to identify you as the author of any of your postings or submissions by name, email address or screen name, as Referral Loops deems appropriate. Please also note the last paragraph in the “COMMUNITY AND SOCIAL MEDIA SITES, CHAT ROOMS, FORUMS, AND BLOGS” section above. Click here for the terms and conditions that govern the submission of user-generated video to the Referral Loops Sites.

The materials available through the Referral Loops Sites are the property of Referral Loops or its licensors, and are protected by copyright, trademark and other intellectual property laws. You are free to display and print for your personal, non-commercial use information you receive through the Referral Loops Sites. But you may not otherwise reproduce any of the materials without the prior written consent of the owner. You may not distribute copies of materials found on the Referral Loops Sites in any form (including by e-mail or other electronic means), without prior written permission from the owner. Of course, you are free to encourage others to access the information themselves on the Referral Loops Sites and to tell them how to find it.

LINKING

We welcome links to the Referral Loops Sites. You are usually free to establish a hypertext link to any of the Referral Loops Sites so long as the link does not state or imply any sponsorship or endorsement of your site by any of the Referral Loops Sites or by Referral Loops. However, you should check the copyright notice on the page to which you wish to link to make sure that one of our content providers does not have its own policies regarding direct links to their content on the Referral Loops Sites.

NO SOLICITING

You agree not to use the Referral Loops Sites to advertise, or to solicit anyone to buy or sell, products or services, nor to solicit anyone to make donations of any kind, without our express written approval.

NO SPAMMING OR SPIMMING

From time to time, users post their e-mail addresses in our chat rooms, forums, blogs and other public posting areas. You may not gather these e-mail addresses for commercial or illegal purposes, such as sending unsolicited or unrequested e-mail or instant messages.

NO FRAMING

Without the prior written permission of Referral Loops, you may not frame, or make it appear that a third-party site is presenting or endorsing, any of the content of the Referral Loops Sites, or incorporate any intellectual property of the Referral Loops Sites, Referral Loops or any of their licensors into another website or other service.

TRADEMARKS

We do not want anyone to be confused as to which materials and services are provided by Referral Loops and which are not. You may not use any trademark or service mark appearing on the Referral Loops Sites without the prior written consent of the owner of the mark.

ACCURACY OF INFORMATION

The Referral Loops staff works hard to ensure that information we post to the Referral Loops Sites is both timely and accurate. But the news changes over time and reports that were accurate when posted may quickly become old news. Though we may post follow-up reports, and may continue to provide access to the original report, as in an archive of news stories, for example, we do not go back and change the original report to reflect new developments. If you are looking for the most recent information on a given subject, and not the history of how the story unfolded, be sure you’re not looking at an out-of-date report.

AGE RESTRICTION

You must be at least 18 years old to register on the Referral Loops Sites. By registering on the Referral Loops Sites, you warrant that you are at least 18 years old.

USER ACCOUNTS AND SECURITY

To obtain access to certain services on the Referral Loops Sites, you may be given an opportunity to register with the Referral Loops Sites. As part of any such registration process, you will select a user name and a password. You agree that the information you supply during that registration process will be accurate and complete. You also agree not to (i) select, register, or attempt to register, or use a user name of another person with the intention of impersonating that person; (ii) use a user name of anyone else without authorization; (iii) use a user name in violation of the intellectual property rights of any person; or (iv) use a user name that Referral Loops considers to be offensive. Referral Loops reserves the right to reject or terminate any user name or password that, in its judgment, it deems offensive. You will be responsible for preserving the confidentiality of your password and will notify Referral Loops of any known or suspected unauthorized use of your account. Further, you agree that you are responsible for all statements made and acts or omissions that occur on your account while your password is being used. If you believe someone has used your password or account without your authorization, you must notify Referral Loops immediately. Referral Loops reserves the right to access and disclose any information including, without limitation, user names of accounts and other information to comply with applicable laws and lawful government requests.

DISCLAIMER OF WARRANTIES AND LIABILITY

We work hard to make the Referral Loops Sites interesting and enjoyable places, but we cannot guarantee that our users will always find everything to their liking. Please read this Disclaimer carefully before using any of the Referral Loops Sites.

YOU AGREE THAT YOUR USE OF THE REFERRAL LOOPS SITES IS AT YOUR SOLE RISK. BECAUSE OF THE NUMBER OF POSSIBLE SOURCES OF INFORMATION AVAILABLE THROUGH THE REFERRAL LOOPS SITES, AND THE INHERENT HAZARDS AND UNCERTAINTIES OF ELECTRONIC DISTRIBUTION, THERE MAY BE DELAYS, OMISSIONS, INACCURACIES OR OTHER PROBLEMS WITH SUCH INFORMATION. IF YOU RELY ON ANY REFERRAL LOOPS SITE OR ANY MATERIAL AVAILABLE THROUGH THE REFERRAL LOOPS SITES, YOU DO SO AT YOUR OWN RISK. YOU UNDERSTAND THAT YOU ARE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM ANY MATERIAL AND/OR DATA DOWNLOADED FROM OR OTHERWISE PROVIDED THROUGH THE REFERRAL LOOPS SITES.

THE REFERRAL LOOPS SITES ARE PROVIDED TO YOU AS IS, WITH ALL FAULTS, AND AS AVAILABLE. THE REFERRAL LOOPS SITES, REFERRAL LOOPS, LLC AND THEIR AFFILIATES, AGENTS AND LICENSORS CANNOT AND DO NOT WARRANT THE ACCURACY, COMPLETENESS, CURRENTNESS, NON-INFRINGEMENT, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OF THE INFORMATION AVAILABLE THROUGH THE REFERRAL LOOPS SITES, NOR DO THEY GUARANTEE THAT THE REFERRAL LOOPS SITES WILL BE ERROR-FREE OR CONTINUOUSLY AVAILABLE, OR THAT THE REFERRAL LOOPS SITES WILL BE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. UNDER NO CIRCUMSTANCES WILL THE REFERRAL LOOPS SITES, REFERRAL LOOPS, LLC OR THEIR AFFILIATES, AGENTS OR LICENSORS BE LIABLE TO YOU OR ANYONE ELSE FOR ANY DAMAGES ARISING OUT OF USE OF THE REFERRAL LOOPS SITES, INCLUDING, WITHOUT LIMITATION, LIABILITY FOR CONSEQUENTIAL, SPECIAL, INCIDENTAL, INDIRECT OR SIMILAR DAMAGES, EVEN IF WE ARE ADVISED BEFOREHAND OF THE POSSIBILITY OF SUCH DAMAGES. (BECAUSE SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN CATEGORIES OF DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IN SUCH STATES, THE LIABILITY OF THE REFERRAL LOOPS SITES, REFERRAL LOOPS, LLC AND THEIR AFFILIATES, AGENTS AND LICENSORS IS LIMITED TO THE FULLEST EXTENT PERMITTED BY SUCH STATE LAW.) YOU AGREE THAT THE LIABILITY OF THE REFERRAL LOOPS SITES, REFERRAL LOOPS, LLC AND THEIR AFFILIATES, AGENTS AND LICENSORS, IF ANY, ARISING OUT OF ANY KIND OF LEGAL CLAIM IN ANY WAY CONNECTED TO THE REFERRAL LOOPS SITES WILL NOT EXCEED THE AMOUNT, IF ANY, YOU PAID TO REFERRAL LOOPS, LLC FOR THE USE OF THE REFERRAL LOOPS SITES.

Subscription & Payments

Referral Loops offers several different Subscription Plans for Services. The applicable Subscription Term depends on Your choice. Information about Subscriptions Plans can be found within our pricing section on a Referral Loops Site. All fees quoted are exclusive of VAT or any other taxes that may be applicable in Your jurisdiction. Payment is possible by credit card or as explained further on the website.

Unless Referral Loops is notified in writing or through a change in your subscription from the Site at least three business (3) days before the end of the conclusion of your current subscription term (or any subsequent Renewal Term) that you do not intend to renew your subscription, you will be enrolled into an automatic renewing cycle for the same term at the conclusion of the subscription term. This applies to all subscription plans involving payment, and works the same for both monthly and annual renewals. Any written notice of your intention not to renew shall be provided to the following email address: help@referralloops.com. The email must come from the registered Referral Loops account owner.

Cancellation & Refund Guarantee

You can cancel your subscription in your user dashboard on the Site or by sending an email to help@referralloops.com stating you want to cancel your plan/subscription. We will then process the refund within 5 business days.

DISPUTE RESOLUTION

PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR RIGHTS AND HOW CLAIMS THAT YOU AND REFERRAL LOOPS HAVE AGAINST EACH OTHER ARE RESOLVED. This Section is deemed to be a “written agreement to arbitrate” pursuant to the Federal Arbitration Act. You and Referral Loops agree that we intend that this Section satisfies the “writing” requirement of the Federal Arbitration Act. This Section can only be amended by mutual agreement.

We believe that arbitration is a faster, more convenient and less expensive way to resolve any disputes or disagreements that you may have with us. Therefore, pursuant to this Visitor Agreement, if you have any dispute or disagreement with us regarding (i) your use of or interaction with the Referral Loops Sites, (ii) any purchases or other transactions or relationships with Referral Loops, or (iii) any data or information you may provide to Referral Loops or that Referral Loops may gather in connection with such use, interaction or transaction (collectively, “Referral Loops Transactions or Relationships”), you will not have the right to pursue a claim in court, or have a jury decide the claim and you will not have the right to bring or participate in any class action or similar proceeding in court or in arbitration. By using or interacting with the Referral Loops Sites, or engaging in any other Referral Loops Transactions or Relationships with us, you agree to binding arbitration as provided below.

We will make every reasonable effort to informally resolve any complaints, disputes, or disagreements that you may have with us. If those efforts fail, by using the Referral Loops Sites, you agree that any complaint, dispute, or disagreement you may have against Referral Loops, and any claim that Referral Loops may have against you, arising out of, relating to, or connected in any way with this Visitor Agreement, our Privacy Notice, or any Referral Loops Transactions or Relationships shall be resolved exclusively by final and binding arbitration (“Arbitration”) administered by JAMS or its successor (“JAMS”) and conducted in accordance with the JAMS Streamlined Arbitration Rules And Procedures in effect at the time the Arbitration is initiated or, if the amount in controversy exceeds $100,000, in accordance with the JAMS Comprehensive Arbitration Rules And Procedures then in effect (respectively, the “Applicable Rules”). The Applicable Rules can be found at www.jamsadr.com. If JAMS is no longer in existence, the Arbitration shall be administered by the American Arbitration Association or its successor (the “AAA”) instead, and conducted in accordance with the AAA Commercial Arbitration Rules in effect at that time (which shall be the “Applicable Rules” in such circumstances). If JAMS (or, if applicable, AAA) at the time the arbitration is filed has Minimum Standards of Procedural Fairness for Consumer Arbitrations in effect which would be applicable to the matter in dispute, Referral Loops agrees to provide the benefit of such Minimum Standards to you to the extent they are more favorable than the comparable arbitration provisions set forth in this Section, provided, however, that in no event may such Minimum Standards contravene or restrict the application of subpart (e) or (i) below. Furthermore, this Section shall not prevent any party from seeking provisional remedies in aid of arbitration from a court of appropriate jurisdiction.

You further agree that:

Arbitrator Will Interpret This Agreement. The Arbitrator, and not any federal, state or local court or agency, shall have the exclusive authority to resolve any dispute arising under or relating to the validity, interpretation, applicability, enforceability or formation of this Visitor Agreement and/or these arbitration provisions in this Section hereof, including but not limited to any claim that all or any part of this Visitor Agreement is void or voidable;

Location of Arbitration. The Arbitration shall be held either: (i) at a location determined by JAMS (or, if applicable, AAA) pursuant to the Applicable Rules (provided that such location is reasonably convenient for you and does not require travel in excess of 100 miles from your home or place of business); or (ii) at such other location as may be mutually agreed upon by you and Referral Loops; or (iii) at your election, if the only claims in the arbitration are asserted by you and are for less than $10,000 in aggregate, by telephone or by written submission;

Governing Law. The Arbitrator (i) shall apply internal laws of the State of Colorado consistent with the Federal Arbitration Act and applicable statutes of limitations, or, to the extent (if any) that federal law prevails, shall apply the law of the U.S., irrespective of any conflict of law principles; (ii) shall entertain any motion to dismiss, motion to strike, motion for judgment on the pleadings, motion for complete or partial summary judgment, motion for summary adjudication, or any other dispositive motion consistent with Colorado or federal rules of procedure, as applicable; (iii) shall honor claims of privilege recognized at law; and (iv) shall have authority to award any form of legal or equitable relief;

No Class Relief. The Arbitration can resolve only your and/or Referral Loops’s individual claims, and the Arbitrator shall have no authority to entertain or arbitrate any claims on a class or representative basis, or to consolidate or join the claims of other persons or parties who may be similarly situated;

Written Award. The Arbitrator shall issue a written award supported by a statement of decision setting forth the Arbitrator’s complete determination of the dispute and the factual findings and legal conclusions relevant to it (an “Award”). Judgment upon the Award may be entered by any court having jurisdiction thereof or having jurisdiction over the relevant party or its assets;

Interpretation and Enforcement of Arbitration Clause. With the exception of “No Class Relief” above, if any part of this arbitration provision is deemed to be invalid, unenforceable or illegal, or otherwise conflicts with the Applicable Rules, then the balance of this arbitration provision shall remain in effect and shall be construed in accordance with its terms as if the invalid, unenforceable, illegal or conflicting provision were not contained herein. If, however, “No Class Relief” is found to be invalid, unenforceable or illegal, then the entirety of this arbitration provision shall be null and void, and neither you nor Referral Loops shall be entitled to arbitrate their dispute, and must instead bring any claims in a court of competent jurisdiction;

Modification of Arbitration Clause With Notice

Referral Loops may modify these arbitration provisions, but such modifications shall only become effective thirty (30) days after Referral Loops has given notice of such modifications and only on a prospective basis for claims arising from Referral Loops Transactions and Relationships occurring after the effective date of such notification; and Small Claims Matters are Excluded. No Class Relief or Joinder of Claims Notwithstanding the foregoing arbitration provisions, at your option, you may bring any claim you have against Referral Loops in your local small claims court within the U.S., if your claim is within such court’s jurisdictional limit; provided that such court does not have the authority to entertain any claims on a class or representative basis, or to consolidate or join the claims of other persons or parties who may be similarly situated in such proceeding.

CHOICE OF LAW

This Agreement has been made in and shall be construed in accordance with the laws of the State of Colorado, without giving effect to any conflict of law principles.

The parties acknowledge that this Agreement evidences a transaction involving interstate commerce. Notwithstanding the provision in the preceding paragraph with respect to applicable substantive law, any arbitration conducted pursuant to the terms of this Agreement shall be governed by the Federal Arbitration Act (9 U.S.C. §§ 1-16).

CHOICE OF FORUM

By using the Referral Loops Sites, you agree that the exclusive jurisdiction for any dispute not subject to the arbitration provision discussed above shall be the state and federal courts located in Colorado.

INDEMNITY

You agree to indemnify, defend and hold harmless Referral Loops, LLC, its affiliates, and their officers, directors, employees, agents, licensors and suppliers, from and against any and all losses, expenses, damages and costs (including reasonable attorneys’ fees) resulting from any violation of this Visitor Agreement or any activity related to your account (including negligent or wrongful conduct) by you or any other person accessing any Referral Loops Site using your account.

SEVERABILITY

In the event that any portion of this Visitor Agreement is found to be invalid or unenforceable for any reason, such invalidity or unenforceability shall not affect the enforceability or validity of any other portion of this Visitor Agreement, which shall remain in full force and effect and be construed as if the invalid or unenforceable portion were not part of the Visitor Agreement.

By using the Referral Loops Sites, you agree to abide by the terms of this Visitor Agreement. We hope you enjoy using the Referral Loops Sites, and we welcome suggestions for improvements. Thanks for making the Referral Loops Site

Referral Loops
Po Box 461017
Aurora, CO 80046
help@referralloops.com